India Post Launches Mobile Banking App to Deposit PPF

India Post has reportedly launched a mobile app which will allow customers to perform transactions online. This means that customers will now be able to deposit into their Public Provident Fund (PPF) accounts without having to visit the post offices.

The ‘India Post Mobile Banking’ app can be downloaded from the Google Play Store. However, customers will be required to have a savings account in a post-office enabled with Core Banking Solution (CBS) to avail the facility.

To utilise the mobile banking facility, the customer should have activated internet banking after which he/she will have access to the log-in and transaction credentials. Post office customers will also be required to fill and submit a mobile banking request form.

Also Read: The Origins of the Structured Money Lending System in India

Also, account holders who have opened a savings account post-migration to Core Banking Solution through proper KYC documents verification will not be required to submit the documents again.

However, if an account holder had opened the savings account pre-migration to CBS, he/she will be required to submit all the KYC documents with the request for mobile banking.

The app allows customers to avail mini statements of the savings account, PPF accounts among other post office schemes. Customers can also transfer funds to another account holders savings account as well. The app also allows users to open a recurring deposit RD account.

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