EMIs to Rise as Banks Raise Lending Rates

With major private banks raising their marginal cost-based lending rates (MCLR),  this…

RBI Issues New Guidelines for Personal Loans

The Reserve Bank of India (RBI) has recently issued guidelines to banks…

Know the Difference: Loan Against Credit Card vs Pledging Mutual Funds

There are various aggregator platforms available that could help individuals to compare…

Home Loan: A Note on Switch from MCLR to RLLR

The Marginal Cost of Fund-based Lending Rate (MCLR) is known to directly…

A Quick Take on Digital Loan

A digital loan is a type of loan offered by financial institutions,…

Unchanged Repo Rate by RBI: Implications for Homebuyers

Contrary to expectations of a 25-basis points increase, the RBI’s decision to…

Making the Choice: Personal Loan Versus Business Loan

  Personal loans are unsecured and do not require collateral from the…

Home Loans: How to Reduce the Burden

With the Reserve Bank of India (RBI) raising the repo rate by…

A Brief on No-Cost Equated Monthly Instalment Scheme

An equated monthly instalment (EMI) is a fixed payment amount made by…

Financial Emergency? Avail Loan Against Mutual Funds

Availing of a loan against mutual funds—instead of redeeming them—is a suitable…