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Retail Investors’ Mutual Assets Jump by 21% in Past 12 Months: AMFI

The total assets managed by the Mutual Fund (MF) industry surged from Rs 39.53 lakh crore in August 2022 to Rs 46.94 lakh crore in August 2023, highlighting an 18.72% jump, as per the data of the Association of Mutual Funds in India (AMFI).

The Systematic Investment Planning (SIP) contribution also touched an all-time high of Rs 15,813 crore. At the same time, the SIP Assets Under Management (AUM) clocked at Rs 8,47,130.87 in August 2023.

Equity mutual funds witnessed an upswing to 52.7% in August 2023 as compared to 50.9% in August 2022. Similarly, the proportionate share of debt schemes has dipped to 19.2% in August 2023 as compared to 19.8% in August 2022.

In addition, the Exchange-Traded Funds (ETFs) market share jumped from 12.5% to 12.7% in 12 months. At the same time, individual investors have contributed to a higher share of industry assets at 57.8% as compared to 56.6% in 2022.

Also, institutional investors registered for 42.2% of the assets, out of which corporates are 95%. Indian and foreign institutions were among the institutional investors, along with banks.

The stronghold of individual investors is highlighted as equity-oriented schemes derive 89% of their assets from individual investors, including retail and High Networth Individuals (HNIs). The numbers were similar in 2022.

Institutional investors maintained their strong position in liquid and money market schemes (88%), debt schemes (59%) and ETFs, Funds-of-Funds (FoFs) (90%).

In addition, individual investors hold their assets significantly in equity schemes. About 81% of individual investor assets are held in equity-oriented schemes, 14% in debt, 3% in liquid or money market and 2% in ETFs or FoFs, as per the AMFI data.

Conversely, institution investors hold 14% of their assets in equity, 27% each in debt and ETFs and 32% in liquid or money market schemes. 

The value of assets held by individual investors in MFs spiked from Rs 22.37 lakh crore in August 2022 to Rs 27.15 lakh crore in August 2023, a rise of 21.39%.

Similarly, the value of institutional assets has jumped from Rs 17.17 lakh crore in August 2022 to Rs 19.79 lakh crore in August 2023, which highlights a rise of 15.25%.

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