Personal Finance

A Quick Take on Permanent Capital Vehicles

Markets regulator the Securities and Exchange Board of India (SEBI) is mulling to introduce permanent capital vehicles (PCVs), also referred to as evergreen or perpetual funds.

While being less conventional than the typical private equity funds, PCVs are funds in which the capital available is managed for an unlimited period. 

Unlike a limited-life private investment fund, which takes a term of 10 years prior to the liquidation, PCVs can exist for perpetuity. These are aimed at long-term investors such as pension funds and insurance companies. The funds could be structured in such a way that an investor can get an option to redeem a specific sum of their investment after a lock-in period of say, 5, 10 and 15 years. 

Although not a new concept, PCVs exist in the form of limited partnerships traded publicly on an exchange, real estate investment trusts, closed-ended funds, interval funds, and variable funds like annuities and life insurance. There are two ways of holding PCVs: privately held or publicly traded.

In the case of PCVs, the calculation of management fees and that of carried interest or performance is complex. 

It is anticipated that conventional private equity fixed-term funds are likely to remain predominant, a PCV remains a suitable alternative.

Share

Recent Posts

Mutual Funds: SIP Inflows Breach Rs 19,000-Crore Mark for the First Time in February ’24

The systematic investment plan (SIP) contribution in February 2024 has crossed a new milestone. The monthly contribution tipped at Rs…

9 months ago

Income-Tax Return: A Brief Note on Annual Information Statement (AIS)

The Income-Tax (I-T) Department has directed taxpayers to access the Annual Information Statement (AIS) via the e-filing official portal and…

9 months ago

Mutual Funds: All About SIP and Market Fluctuations

Considering the vagaries of the stock market, investors often ponder over reevaluating their strategies. Whether to continue to remain invested…

9 months ago

Income-Tax Saving Through Strategic Life Insurance Planning

Financial planning is beyond just investing wisely to save on taxes; it's also related to protecting oneself and one's loved…

9 months ago

Income-Tax Return: Here’s a Note on Tax-Saving Avenues

A salaried individual earning up to Rs 5-15 lakh as net salary on an annual basis must first take stock…

9 months ago

A Quick Take on Equity-Linked Savings Scheme

Equity-linked savings schemes (ELSS), also referred to as tax-saving schemes, are equity funds that invest a significant portion of their…

9 months ago